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Just looking into all this myself too and good to see someone asking sensible questions.
I’m a mother of 1 and in full time work, with a fairly good job in IT. So see myself as knowing what i’m letting myself in for.

Financially u budget and live to your means, save a little where you can and be sensible, thats how i see it. Im lucky as i have a reasonable wage to be able to support myself and so do not see that is a show stopper.

The emotional side is another thing and although having gone through some tough stuff in my life, that does make you stronger, being strong and stable within yourself helps i feel.

And your views?